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Budget for your home swap move before you commit. The swap itself is free — but moving still costs money.
One of the best things about a mutual exchange is that there are no estate agent fees, no stamp duty, and no solicitor costs. But actually moving your belongings from one home to another does cost money — and it's easy to underestimate how much.
This calculator covers the most common costs: removals, professional cleaning, post redirection, decorating the new place, utility reconnection, and any council tax overlap. Fill in the options below to get a personalised estimate.
All figures are approximate estimates based on UK national averages (2024). Prices vary by region, property size, and provider. Always get 2–3 quotes before booking.
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Free guidance on all aspects of moving house
Answer each question to build up your cost estimate.
How are you moving your belongings?
Will you hire a cleaner for the property you're leaving?
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Are you planning to redecorate after moving in?
Are you moving your broadband contract or setting up a new one?
If your move date doesn't line up perfectly, you may briefly pay council tax on both properties.
Your estimated total moving cost:
This is an estimate only. Get quotes before committing to any service.
This is an estimate only. Actual costs depend on your location, property size, and the providers you choose. Always get written quotes before booking any service.
The calculator covers the main expenses, but here are a few more things worth budgeting for:
Boxes, tape, bubble wrap — budget around £20–£50. Many supermarkets give away boxes for free.
Update your driving licence (free), bank, DVLA, HMRC, GP, and any subscriptions. Most are free but take time.
If the outgoing tenant leaves items behind — or takes things you expected — you may need to replace white goods or furniture.
You must leave your current home in good repair. If there are outstanding repairs that are your responsibility, sort them before the swap.
Moving day can take all day. Factor in childcare costs and any annual leave you need to take.
If there's a gap between your move-out and move-in dates, you may need short-term storage. Expect £50–£150/week for a storage unit.
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